MCQ Bank
Which of the following is the ability to perceive outcomes and determine their value?
- A) Understanding
- B) Information
- C) Knowledge
- D) Wisdom
To succeed in this challenging market, companies need to work with other players to develop the right:
- A) All of the given options
- B) Delivery mechanism
- C) Products
- D) Services
Legislative, economic, competitive and regulatory risk category belong to which type of risk class?
- A) Management Risks
- B) Delivery Risks
- C) Financials Risks
- D) Environmental Risks
Operational risk is classified in which of the following risk?
- A) Delivery risks
- B) Financials risks
- C) Environmental risks
- D) Management risks
By offering the financial services to the BOP, the effects can be measured in many ways, not just in the volume or dollar value of the transaction. Which of the following is not the result of above?
- A) New jobs and income
- B) Greater personal safety
- C) Formal identity
- D) less education for children
Smaller losses incurred as a consequence of fraudulent activity can have a more adverse impact on _________than much larger lending losses incurred in the normal course of business.
- A) Bank’s capital structure
- B) Bank’s reputation
- C) Bank’s lending activities
- D) Bank’s borrowing activities
Which of the following characteristic(s) are showing in Indian changing consumer demography?
- A) Increasing middle class
- B) Increasing literacy level
- C) Adaptability to technology
- D) All of the given options
The types and degree of risks of an organization depend upon which of the following factors?
- A) All of the given options
- B) Size
- C) Volume
- D) Complex business activities
Incomes for the BOP (base of pyramid) have been growing rapidly at around _____ per annum.
- A) 8%
- B) 12%
- C) 20%
- D) 16%
In Maxico, consumer finance assets are ____ % of the country's total loan portfolio.
- A) 1
- B) 4
- C) 3
- D) 2
The risk arises from failures of process, failures of strategy and a failure of corporate governance is called?
- A) Operational risk
- B) Reputational risk
- C) Governance risk
- D) Regulatory risk
Large retailers may establish their own _______________________ businesses to generate additional profits.
- A) None of the Above
- B) Cash
- C) Bank
- D) Consumer credit
In Mexico, the consumer finance assets are _____ percent of the total loan portfolio.
- A) 5%
- B) 1%
- C) 6%
- D) 7%
By applying reducing balance method of depreciation:
- A) Don’t make tradeoff decisions
- B) Improve profitability and shareholder value
- C) Don’t identify interdependencies
- D) Don’t just integrate the key risks
Which of the following country has the highest share of the poorest segment in BOP population?
- A) Latin America
- B) China
- C) India
- D) Africa
Sourcing locally can reduce the ______that companies incur to reach and serve the next billions.
- A) Cost
- B) None of the given options
- C) Capital
- D) Resources
Base of pyramid can be divided in to ______ segments.
- A) Four
- B) Two
- C) Three
- D) Five
Capital that individuals have used historically or traditionally, but for which they do not have formal ownership rights called:
- A) Unofficial capital
- B) Under ground capital
- C) None of the given options
- D) Undocumented capital
Which of the following item dominate the budget of BOP household?
- A) Cloths
- B) Education
- C) Food
- D) Health services
Which of the following approach is using by the successful business in the BOP market?
- A) None of the given options
- B) Traditional approach
- C) Market based approach
- D) Hybrid approach