A sound long-term investment which has serious decline in value in recent years is:

• A) Gold
• B) Antiques
• C) Coins
• D) Bonds

Identify the major contributor to happiness.

• A) Having a regular recreation
• B) Attaining a goal per day
• C) Leading a meaningful life
• D) Leading the Net lifestyle

While choosing a career path, it is important to:

• A) Interconnect your personal goals with your work plans
• B) Choose one that gets you to the top quickly
• C) Choose very high post
• D) Choose very high pay

A significant feature of the _______________ career path is that people are more likely to advance by moving sideways than moving up.

• A) Vertical
• B) Diagonal
• C) Lateral
• D) Horizontal

Owning an asset is a(n):

• A) Equity investment
• B) Diversify investment
• C) Fixed income investment
• D) Contrary investment

The relentless quest for a better way and higher quality work is the best description of which of the following terms?

• A) Counterattack
• B) Reengineering
• C) Kaizen
• D) Clustering

When you purchase a car or corporate bond, you are lending money that will pay a(n):

• A) Fixed rate of return
• B) Dividends investing
• C) Equity rate of return
• D) Owning an asset

All of the following are key points of creative approach in job EXCEPT:

• A) Take initiative
• B) Complaints always
• C) Emphasis on creative problem solving
• D) Innovative suggestions

All of the following factors help to control the external environment EXCEPT:

• A) Make positive assertions
• B) Your gestures projects self assurance
• C) Avoid broad experience
• D) Performance is the indicator of potentials

Enjoy what you have, don’t spoil your life by craving for what you don’t have depict your:

• A) Disposition
• B) Mood
• C) Expression
• D) Feeling

The difference between your assets and ___________ is called net worth.

• A) Liquid assets
• B) Index
• C) Cost averaging
• D) Liabilities

Five principles of psychological functioning recommended by which popular psychologist?

• A) Richard Carlson
• B) Freud
• C) Albert Bandura
• D) Abraham Maslow

All of the following are the spheres of life and happiness EXCEPT:

• A) Emotional superficial states
• B) Work and career
• C) Spiritual life or belief system
• D) Financial health

All of the following are the rational steps for the development of a personal budget EXCEPT:

• A) Carrying out the budget
• B) Establishing goals
• C) Getting the budget approved
• D) Evaluating the budget

Two key elements of a personal financial plan are __________ and budget.

• A) Funds
• B) Capital
• C) Financial goals
• D) Mission statement

Happiness is a state of:

• A) All of the given options
• B) Joy
• C) Pleasure, goodness
• D) Satisfaction

A special code of behavior required in work settings called:

• A) Business etiquette
• B) Conventional behavior
• C) Ethics
• D) Rules and regulation

A gross deficiency in any one sphere detracts from:

• A) Happiness
• B) Satisfaction
• C) Agreement
• D) Direction

The most important investment vehicles are:

• A) Index funds
• B) Stock mutual funds
• C) Treasury Securities
• D) Common stock

Ahmad must consider the following steps while establishing goals for budgeting process EXCEPT:

• A) Short-term and long-term frame
• B) Goal setting process
• C) Decide on your needs and wants
• D) Ignore the time frame for your budget