MCQ Bank

Subjects
All Subjects 129 ACC311
Fundamentals of Auditing
F:210
210
ACC31Q
F:97
97
ACC501
Business Finance
F:248
248
ACC707
F:33
33
BIF101
Introduction to Bioinformatics
F:37
37
BIF401
Bioinformatics I
F:27
27
BIF401P
Bioinformatics I (Practical)
F:53
53
BIF501
Bioinformatics II
F:63
63
BIF501P
Bioinformatics II (Practical)
F:49
49
BIF601
Bioinformatics Computing I
F:25
25
BIF601P
Bioinformatics Computing I (Practical)
F:35
35
BIF602
Bioinformatics Computing II
F:3
3
BIF604
Special Topics in Bioinformatics
F:67
67
BIO101
Basic I-Biology
F:17
17
BIO102
Basic II-Chemistry
F:38
38
BIO201
M:30
30
BIO203
M:42
42
BIO303
M:29
29
BIO401
Biostatistics
F:24
24
BIO502
Genomics
F:20
20
BIO503
Biological Physics
M:30 F:48
78
BIO504P
Biochemistry I (Practical)
F:23
23
BIO504T
Biochemistry I (Theory)
F:12
12
BIO505P
Essentials of Genetics (Practical)
F:71
71
BIO505T
Essentials of Genetics (Theory)
F:11
11
BIO506P
Biochemistry II (Practical)
F:35
35
BIO506T
Biochemistry II (Theory)
F:16
16
BIO5101
Introduction to Biotechnology
F:25
25
BIO5105
Cell Biology
F:18
18
BIO601
Proteomics
F:20
20
BIO732
Gene Manipulation and Genetic Engineering
F:49
49
BNK601
Banking Laws & Practices
F:129
129
BNK603
Consumer Banking
F:115
115
BNK610
Islamic Banking Practices
F:69
69
BNK611
Economic Ideology in Islam
F:102
102
BNK612
Financial Jurisprudence in Islam
F:29
29
BNK613
Islamic Ethics in Business
F:23
23
BT101
Ecology, Biodiversity & Evolution-I
F:80
80
BT102
M:31 F:53
84
BT201
F:246
246
BT301
F:30
30
BT302
Immunology
M:55 F:35
90
BT401
Genetic Resources & Conservation
F:163
163
BT402
F:37
37
BT403
F:43
43
BT404
M:9
9
BT405
Nano Biotechnology
F:41
41
BT406
Research Methodology & Skill Enhancement
F:106
106
BT501
Health Biotechnology
F:141
141
BT503
Environment Biotechnology
F:74
74
BT504
Genomics and Proteomics
F:67
67
BT505
Biosensors
F:68
68
BT511P
Introduction to Biotechnology (Practical)
F:25
25
BT511T
F:27
27
BT512P
Microbial Biotechnology (Practical)
F:74
74
BT512T
Microbial Biotechnology (Theory)
F:170
170
BT513P
Principles of Biochemical Engineering (Practical)
F:71
71
BT513T
Principles of Biochemical Engineering (Theory)
F:37
37
BT601
Virology
F:69
69
BT603
F:21
21
BT604
F:19
19
BT605
Biosafety & Bioethics
F:58
58
BT611P
Food Biotechnology (Practical)
F:52
52
BT611T
Food Biotechnology (Theory)
F:55
55
BT612P
Fermentation Technology (Practical)
F:31
31
BT612T
Fermentation Technology (Theory)
F:12
12
BT613T
Agriculture Biotechnology (Theory)
F:28
28
BT614P
Industrial Biotechnology (Practical)
F:28
28
BT614T
Industrial Biotechnology (Theory)
F:37
37
CHE201
Physical Chemistry
F:77
77
CHE301
M:28
28
CS001
F:58
58
CS101
Introduction to Computing
F:751
751
CS201
Introduction to Programming
M:97 F:247
344
CS201P
Introduction to Programming (Practical)
F:200
200
CS202
F:192
192
CS204
F:77
77
CS205
Information Security
F:87
87
CS206
F:57
57
CS301
Data Structures
F:141
141
CS301P
Data Structures (Practical)
F:63
63
CS302
Digital Logic Design
F:192
192
CS302P
F:64
64
CS304
Object Oriented Programming
F:89
89
CS304P
Object Oriented Programming (Practical)
F:147
147
CS306
Introduction to Python
F:75
75
CS306P
Introduction to Python (Practical)
F:88
88
CS311
Introduction to Web Services Development
F:132
132
CS312
F:47
47
CS314
Introduction to Cellular Networks
F:84
84
CS315
F:57
57
CS401
F:117
117
CS401P
F:94
94
CS402
M:67 F:140
207
CS403
Database Management Systems
F:162
162
CS403P
Database Management Systems (Practical)
F:120
120
CS405
Database Programming using Oracle 11g
F:70
70
CS406
F:28
28
CS407
Routing and Switching
F:70
70
CS408
Human Computer Interaction
M:94 F:76
170
CS409
Introduction to Database Administration
F:43
43
CS409P
F:59
59
CS411
Visual Programming
F:100
100
CS420
Web Development for Portable Devices
F:106
106
CS431
Wireless Communication
F:43
43
CS432
F:80
80
CS435
Cloud Computing
F:46
46
CS441
F:73
73
CS442
Introduction to Data Science
F:29
29
CS501
F:120
120
CS502
Fundamentals of Algorithms
F:156
156
CS504
Software Engineering - I
F:179
179
CS505
F:49
49
CS505P
F:96
96
CS506
Web Design and Development
F:196
196
CS507
Information Systems
M:87 F:165
252
CS508
F:227
227
CS510
F:63
63
CS513
Advanced Data Analytics and Business Intelligence
F:128
128
CS514
F:23
23
CS521
F:26
26
CS525
F:25
25
CS601
Data Communication
F:137
137
CS602
Computer Graphics
F:105
105
CS603
F:62
62
CS603P
F:54
54
CS604
F:177
177
CS604P
F:86
86
CS605
F:82
82
CS606
F:194
194
CS607
Artificial Intelligence
F:134
134
CS607P
Artificial Intelligence (Practical)
F:108
108
CS608
F:75
75
CS609
F:89
89
CS610
Computer Networks
F:126
126
CS610P
F:100
100
CS611
F:78
78
CS614
Data Warehousing
F:126
126
CS615
F:121
121
CS620
Modelling and Simulation
F:62
62
CS621
F:38
38
CS625
Professional Practices
M:30 F:27
57
CS626
F:30
30
CS627
F:39
39
CS628
F:30
30
CS636
F:40
40
ECE101
Introduction to Early Childhood Education
F:69
69
ECE201
Language Development of the Child
F:47
47
ECE202
Physical Development of the Child
F:29
29
ECE203
Children Literature and Educational Games
F:56
56
ECE204
Independence, Self-Management and Ethics in Early Years
F:24
24
ECE301
Psycho Social Development of the Child
F:19
19
ECE302
Education for Sustainable Development in Early Childhood Education
F:21
21
ECE402
Trends and Issues in Early Childhood Education
F:48
48
ECO302
Principles of Microeconomics
F:36
36
ECO303
Principles of Macroeconomics
F:20
20
ECO401
Economics
F:383
383
ECO402
Microeconomics
F:99
99
ECO403
Macroeconomics
F:137
137
ECO404
Managerial Economics
F:129
129
ECO501
Development Economics
F:32
32
ECO601
Business Econometrics
F:40
40
ECO603
International Economics
F:53
53
ECO604
F:64
64
ECO605
F:30
30
ECO606
Mathematical Economics I
F:108
108
ECO607
F:182
182
ECO608
F:57
57
ECO609
F:48
48
ECO610
F:74
74
ECO612
F:21
21
ECO613
F:50
50
ECO614
F:47
47
ECO615
F:55
55
ECO616
F:68
68
ECO622
F:29
29
EDU101
Foundations of Education
M:155 F:72
227
EDU201
Learning Theories
F:95
95
EDU301
General Methods of Teaching
F:20
20
EDU302
Human Development and Learning
F:57
57
EDU303
Child Development
F:113
113
EDU304
Introduction to Guidance and Counseling
F:33
33
EDU305
Classroom Management
M:120 F:88
208
EDU306
Teaching of Social Studies and Islamiat in Early Years of Education
F:48
48
EDU401
Contemporary Issues and Trends in Education
M:122 F:117
239
EDU402
Curriculum Development
F:46
46
EDU403
Art, Crafts and Calligraphy
F:37
37
EDU405
Classroom Assessment
F:87
87
EDU406
Critical Thinking and reflective Practice
M:45 F:75
120
EDU407
Research Methods in Education
F:24
24
EDU410
Teaching of Literacy Skills
M:37 F:65
102
EDU411
Teaching of Urdu
F:312
312
EDU430
ICT in Education
M:276 F:147
423
EDU431
Test Development & Evaluation
M:33 F:62
95
EDU433
Professionalism in Teaching
M:84 F:66
150
EDU501
School, Community and Teacher
M:135 F:42
177
EDU505
M:29 F:41
70
EDU510
Teaching of Mathematics
F:15
15
EDU512
Teaching of Islamic Studies
F:86
86
EDU515
Teaching of Geography
F:12
12
EDU516
Teaching of English
M:31 F:54
85
EDU601
Philosophy of Education
F:129
129
EDU602
Educational Leadership and Management
F:52
52
EDU604
Comparative Education
F:103
103
EDU654
Addressing problems of learning through technology and pedagogy
M:98 F:25
123
EDU705
F:26
26
EDUA305
Classroom Management for Young Learners
F:52
52
EDUA402
Curriculum Development for Early Childhood Education
F:10
10
EDUA403
Teaching of Arts, Crafts & Calligraphy
F:49
49
EDUA405
Assessment and Evaluation in Early Years of Education
F:16
16
EDUA406
Reflective Practices and Critical Thinking in Early Years
F:47
47
EDUA411
Teaching of Urdu in Early Childhood
F:55
55
EDUA430
Use of Information and Communication Technology for Early Childhood Education
F:77
77
EDUA501
Role of School, Community & Teacher in Early Years of Education
F:32
32
EDUA510
Teaching of Mathematics in Early Childhood
F:11
11
EDUA516
Teaching of English in Early Childhood
F:51
51
EDUA601
Philosophical Foundations of Early Childhood Education
F:20
20
EDUA602
Leadership and Management of Early Childhood Education Programs
F:22
22
ENG001
F:417
417
ENG101
English Comprehension
F:344
344
ENG201
Business and Technical English Writing
M:47 F:289
336
ENG301
Business Communication
M:53 F:340
393
ENG401
F:63
63
ENG501
History of English Language
M:28 F:73
101
ENG502
Introduction to Linguistics
M:27 F:55
82
ENG503
Introduction to English Language Teaching
F:31
31
ENG504
Second Language Acquisition
F:44
44
ENG505
F:68
68
ENG506
World Englishes
F:60
60
ENG507
Phonetics and Phonology
F:64
64
ENG508
Semantics and Pragmatics
F:61
61
ENG509
Morphology and Syntax
M:17 F:50
67
ENG510
Sociolinguistics
F:41
41
ENG511
F:102
102
ENG512
F:44
44
ENG513
F:35
35
ENG514
F:57
57
ENG515
F:37
37
ENG516
F:50
50
ENG517
M:141 F:38
179
ENG518
M:17 F:65
82
ENG519
M:247 F:64
311
ENG520
M:116 F:112
228
ENG522
Applied Linguistics
M:38 F:92
130
ENG523
M:44 F:76
120
ENG524
M:20 F:48
68
ENG527
F:78
78
ENG529
M:15 F:34
49
ETH100
Effective Citizenship
F:145
145
ETH201
F:20
20
ETH202
Ethics (for Non-Muslims)
F:54
54
FIN611
Advanced Financial Accounting
F:113
113
FIN621
Financial Statement Analysis
F:168
168
FIN622
Corporate Finance
F:162
162
FIN623
Taxation Management
F:203
203
FIN624
Islamic Modes of Finance
F:99
99
FIN625
Credit & Risk Management
F:96
96
FIN630
F:217
217
FIN702
F:56
56
FIN703
F:104
104
FIN711
F:73
73
GSC101
General Science
F:423
423
GSC201
Teaching of General Science
F:47
47
GSCA201
Teaching of General Science in Early Years of Education
F:28
28
HRM613
Performance Management
F:59
59
HRM617
Training and Development
F:70
70
HRM624
Conflict Management
F:220
220
HRM626
Recruitment and selection
F:56
56
HRM627
Human Resource Development
F:300
300
HRM733
F:19
19
HRM737
F:20
20
ISL1151
F:126
126
ISL1252
F:87
87
ISL1253
F:73
73
ISL201
F:39
39
ISL202
Islamic Studies
F:903
903
ISL2351
F:24
24
ISL2352
F:84
84
ISL2453
F:26
26
ISL2454
F:52
52
IT430
E-Commerce
F:280
280
IT601
F:31
31
IT602
F:33
33
MB501P
Cell Biology (Practical)
F:48
48
MB502P
Molecular Biology (Practical)
F:111
111
MB502T
Molecular Biology (Theory)
F:67
67
MB503T
F:35
35
MB504P
Methods in Molecular Biology (Practical)
F:46
46
MB504T
Methods in Molecular Biology (Theory)
F:53
53
MCD401
F:10
10
MCD403
F:20
20
MCD504
Acting and Performance
F:80
80
MCM101
Introduction to Mass Communication
F:98
98
MCM301
Communication skills
F:66
66
MCM304
Mass Media in Pakistan
F:52
52
MCM310
Journalistic Writing
F:114
114
MCM311
Reporting and Sub-Editing
F:96
96
MCM401
Fundamentals of Public Relations
F:108
108
MCM411
Introduction to Broadcasting
F:76
76
MCM431
F:118
118
MCM501
Advertising for Print and Electronic Media
F:105
105
MCM511
Theories of Communication
F:44
44
MCM514
F:21
21
MCM515
F:21
21
MCM516
F:55
55
MCM517
F:68
68
MCM520
F:67
67
MCM532
F:42
42
MCM601
Media Management
F:99
99
MCM604
F:115
115
MCM610
Mass Communication Law & Ethics
F:85
85
MGMT611
Human Relations (alt. code=HRM611)
F:205
205
MGMT614
Supply Chain Management
F:43
43
MGMT615
Transportation & Logistics Management
F:42
42
MGMT617
Production Planning and Inventory Control
F:44
44
MGMT622
Management Skills
F:149
149
MGMT623
Leadership & Team Management - MGMT623 (alt. code=HRM623)
M:87 F:160
247
MGMT625
F:126
126
MGMT627
Project Management
F:130
130
MGMT628
F:234
234
MGMT629
F:99
99
MGMT630
F:112
112
MGMT631
Enterprise Resource Planning
F:43
43
MGT101
Financial Accounting
F:330
330
MGT111
Introduction to Public Administration
F:197
197
MGT201
Financial Management
F:110
110
MGT211
Introduction To Business
F:175
175
MGT301
Principles of Marketing
F:215
215
MGT302
Digital Marketing
F:39
39
MGT401
Financial Accounting II
F:30
30
MGT402
Cost & Management Accounting
F:107
107
MGT404
F:135
135
MGT411
Money & Banking
F:194
194
MGT415
Introduction to Business Analytics
F:86
86
MGT501
Human Resource Management
F:396
396
MGT502
Organizational Behaviour
M:167 F:555
722
MGT503
Principles of Management
F:325
325
MGT504
F:214
214
MGT510
Total Quality Management (alt. code=MGMT510)
M:100 F:561
661
MGT513
Public Administration in Pakistan
F:80
80
MGT520
International Business
F:231
231
MGT522
Introduction to Public Policy
F:116
116
MGT601
F:121
121
MGT602
Entrepreneurship
F:270
270
MGT603
Strategic Management
F:330
330
MGT604
Management of Financial Institutions (alt. code=BNK604)
F:123
123
MGT605
F:66
66
MGT610
F:231
231
MGT611
Business & Labor Law
F:122
122
MGT612
F:77
77
MGT613
Production / Operations Management
F:220
220
MGT621
F:114
114
MGT701
F:52
52
MGT703
F:46
46
MGT713
F:44
44
MGT714
F:71
71
MGT717
F:42
42
MGT723
F:20
20
MGT725
F:67
67
MGTE630
Knowledge Management
M:34 F:19
53
MIC501P
Microbiology (Practical)
F:71
71
MIC501T
Microbiology (Theory)
F:40
40
MKT501
Marketing Management
F:250
250
MKT529
Export Marketing
F:53
53
MKT530
Consumer Behaviour
F:71
71
MKT610
Customer Relationship Management
F:83
83
MKT621
Advertising & Promotion
F:94
94
MKT624
Brand Management
F:114
114
MKT627
Sales Management
F:61
61
MKT630
International Marketing
F:127
127
MKT703
F:37
37
MKT726
F:20
20
MTH001
F:276
276
MTH100
General Mathematics
F:216
216
MTH101
Calculus And Analytical Geometry
F:1292
1292
MTH102
F:32
32
MTH104
Sets and Logic
F:64
64
MTH201
F:68
68
MTH202
Discrete Mathematics
F:238
238
MTH301
F:406
406
MTH302
Business Mathematics & Statistics
F:778
778
MTH303
Mathematical Methods
F:160
160
MTH304
F:35
35
MTH401
F:226
226
MTH403
F:147
147
MTH404
F:41
41
MTH405
F:132
132
MTH501
Linear Algebra
F:366
366
MTH5101
Calculus I
F:27
27
MTH5102
Calculus II
F:12
12
MTH601
F:266
266
MTH603
F:160
160
MTH621
F:105
105
MTH622
F:62
62
MTH631
F:167
167
MTH632
F:97
97
MTH633
F:54
54
MTH634
F:67
67
MTH641
F:179
179
MTH642
F:76
76
MTH643
F:22
22
MTH644
F:101
101
MTH645
F:63
63
MTH646
F:91
91
MTH647
F:53
53
PAD603
F:60
60
PAK301
Pakistan Studies
M:10 F:155
165
PAK302
Pakistan Studies
F:131
131
PAK522
Ideology and Constitution of Pakistan
F:51
51
PHY101
Physics
F:626
626
PHY301
F:95
95
PSC201
International Relations
F:85
85
PSC401
F:48
48
PSY101
Introduction to Psychology
F:409
409
PSY401
F:166
166
PSY402
F:43
43
PSY403
Social Psychology
F:262
262
PSY404
Abnormal Psychology
F:137
137
PSY405
Personality Psychology
F:174
174
PSY406
Educational Psychology
M:182 F:244
426
PSY407
F:175
175
PSY408
F:207
207
PSY409
F:143
143
PSY502
History & Systems of Psychology
F:264
264
PSY504
Cognitive Psychology
F:126
126
PSY505
Developmental Psychology
F:108
108
PSY510
F:179
179
PSY511
Environmental Psychology
F:69
69
PSY512
Gender Issues in Psychology
F:192
192
PSY513
F:175
175
PSY514
F:104
104
PSY515
Cross Cultural Psychology
F:140
140
PSY516
F:88
88
PSY610
F:81
81
PSY611
Ethical Issues in Psychology
F:132
132
PSY631
F:116
116
PSY632
F:180
180
PSYP402
F:90
90
PSYP610
F:171
171
PSYP631
F:185
185
SE601
F:21
21
SE601P
F:61
61
SE602
F:36
36
SOC101
Introduction to Sociology
M:121 F:1279
1400
SOC201
Social Statistics
F:191
191
SOC301
Introduction to Social Work
F:63
63
SOC302
Sociological Theories
F:94
94
SOC401
Cultural Anthropology
M:137 F:143
280
SOC402
F:59
59
SOC403
Gender Studies
F:80
80
SOC404
Pakistani Society and Culture
F:109
109
SOC509
F:89
89
SOC601
F:45
45
SOC602
Sociology of Education
F:50
50
SOC603
Sociology of Development
F:50
50
SOC604
Community Development
F:61
61
SOC605
Population Dynamics
F:51
51
SOC606
F:45
45
SOC607
F:90
90
SOC608
F:57
57
SOC609
F:82
82
SOC610
Electronic Media & Virtual Community
F:86
86
SOC611
F:58
58
SOC612
F:60
60
SOC613
F:70
70
SOC614
F:46
46
SOC615
F:65
65
SOC616
F:40
40
SOC617
F:59
59
STA301
Statistics and Probability
F:402
402
STA302
Data Analytics and Business Intelligence
F:34
34
STA621
F:64
64
STA630
Research Methods
M:76 F:298
374
STA631
Inferential Statistics
F:29
29
STA641
Statistical Packages and its Applications
F:87
87
STA642
Probability Distributions
F:59
59
STAT404
F:29
29
URD100
Urdu Language
F:42
42
URD101
Urdu
F:158
158
ZOO102
F:9
9
ZOO103
F:10
10
ZOO403
F:50
50
ZOO501
F:23
23
ZOO501P
F:44
44
ZOO501T
Developmental Biology (Theory)
F:115
115
ZOO502
F:9
9
ZOO503
F:153
153
ZOO504
F:139
139
ZOO505
F:27
27
ZOO507
F:21
21
ZOO510
Economic Zoology
F:136
136
ZOO511P
F:56
56
ZOO511T
F:27
27
ZOO512P
Animal Diversity: Invertebrates
F:25
25
ZOO512T
Animal Diversity: Invertebrates (Theory)
F:248
248
ZOO513P
Animal Diversity: Chordates (Practical)
F:34
34
ZOO513T
Animal Diversity: Chordates (Theory)
F:10
10
ZOO516P
F:36
36
ZOO516T
Animal Form & Function-I (Theory)
F:42
42
ZOO517P
F:29
29
ZOO517T
F:74
74
ZOO518P
F:71
71
ZOO518T
F:20
20
ZOO519P
F:55
55
ZOO519T
Physiology (Theory)
F:17
17
ZOO603T
Fish Biology (Theory)
F:13
13
Koi subject nahi mila
BNK601 — PDF
Is subject ke saare MCQs ek PDF file mein download karne ke liye request karein.
129 result(s)
BNK601 Final Term AI Solved
Q20

Promissory note is issued by _____________________________

  • A) Principal
  • B) Agent
  • C) Debtor
  • D) Creditor
AI Explanation
A promissory note is an unconditional promise in writing made by a debtor to a creditor, making the debtor the issuer or maker of the instrument.
BNK601 Final Term AI Solved
Q21

A negotiable instrument that can be made payable to the maker himself is called____________________.

  • A) Promissory note
  • B) Promissory note
  • C) None of the given options
  • D) Bill of exchange
AI Explanation
Unlike a bill of exchange or cheque which cannot be drawn payable to the maker alone, a promissory note can legally be made payable to the maker themselves.
BNK601 Final Term AI Solved
Q22

Which one of the following is a continuous and integral part of the credit life cycle?

  • A) Follow up and monitoring of the loan
  • B) To analyze the paying capacity of the borrower
  • C) Technical and economical appraisal
  • D) To conduct the financial analysis of the borrowers financial statements
AI Explanation
Follow up and continuous monitoring of the loan is an ongoing, integral phase of the credit life cycle that runs throughout the duration of the credit facility.
BNK601 Final Term AI Solved
Q23

Banks can _____________________ to avoid liquidity risk.

  • A) Increase lending
  • B) Sell liquid assets
  • C) None of the given options
  • D) Decrease borrowing
AI Explanation
To manage liquidity risk effectively, banks typically increase liquid assets or borrow funds rather than selling liquid assets or decreasing borrowing indiscriminately.
BNK601 Final Term AI Solved
Q24

Which of the following is not a negotiable instrument?

  • A) Currency note
  • B) Bill of exchange
  • C) Banker’s cheque
  • D) A cheque
AI Explanation
A currency note is legal tender issued by the central bank and is governed by currency laws rather than the Negotiable Instruments Act, meaning it is not classified as a negotiable instrument.
BNK601 Final Term AI Solved
Q25

An ATM machine outside a bank’s branch is not dispensing cash, which type of risk the bank is facing?

  • A) Credit risk
  • B) Liquidity Risk
  • C) Market risk
  • D) Operational risk
AI Explanation
An ATM malfunctioning and failing to dispense cash represents a failure of internal systems, processes, or technology, which falls directly under operational risk.
BNK601 Final Term AI Solved
Q26

If the endorser restricts or excludes the right to further negotiate the instrument then it is called ________________.

  • A) Partial endorsement
  • B) Restrictive endorsement
  • C) Blank endorsement
  • D) Full endorsement
AI Explanation
An endorsement that explicitly restricts or excludes the right of the endorsee to further negotiate the instrument is defined as a restrictive endorsement.
BNK601 Final Term AI Solved
Q27

Which one of the following does not qualify as promissory note?

  • A) Thirty days after date, I owe to pay Mr.Ahamd or order the sum of rupees one hundred thousand only and the amounts which may be due to Ahmad by date.
  • B) I owe Rs 10,000 to Mr. Ahmad
  • C) All of the given options
  • D) I promise to may Mr.Ahmad Rs: 100,000 thirty days after getting admission in University.
AI Explanation
None of the provided statements qualify as a valid promissory note because they either lack an unconditional promise to pay, depend on an uncertain event, or have an uncertain amount.
BNK601 Final Term AI Solved
Q28

Banks involve in off-balance sheet activities to earn profit. Which one of the following is not an off-balance sheet item?

  • A) Derivative contracts
  • B) Advances
  • C) Guaranty offers
  • D) Loan commitments
AI Explanation
Advances represent direct loans extended by a bank and are recorded directly on the asset side of the balance sheet, unlike off-balance sheet items such as guarantees, commitments, and derivatives.
BNK601 Final Term AI Solved
Q29

If the endorser adds a direction to pay the amount mentioned in the instrument to, or to the order of, a specified person it is called ____________________________.

  • A) Partial endorsement
  • B) Restrictive endorsement
  • C) Full endorsement
  • D) Blank endorsement
AI Explanation
A full endorsement specifies a particular person to whom or to whose order the amount of the instrument is to be paid.
BNK601 Final Term AI Solved
Q30

In a promissory note the maker is the ____________________.

  • A) Principal debtor
  • B) All of the given options
  • C) Surety
  • D) Creditor
AI Explanation
In a promissory note, the maker is the person who promises to pay, making them the principal debtor obligated to fulfill the payment.
BNK601 Final Term AI Solved
Q31

Following are the conditions of a person to be called as “Holder in due course” Except:

  • A) He must have obtained the instrument in good faith
  • B) He obtains the instrument for valuable consideration
  • C) He becomes the holder of the instrument after maturity
  • D) He must take the instrument complete on the face of it
AI Explanation
A holder in due course must acquire the instrument before its maturity; acquiring it after maturity disqualifies them from this status.
BNK601 Final Term AI Solved
Q32

The alteration of date, time or the sum payable in relation to promissory notes, bill of exchange or cheque is called ______________________.

  • A) Mere alteration
  • B) Material alteration
  • C) Complete alteration
  • D) None of the given options
AI Explanation
Altering critical elements such as the date, time, or sum payable on a negotiable instrument constitutes a material alteration that affects its legal validity.
BNK601 Final Term AI Solved
Q33

Banks feel difficulty to assess individual assets risk due to availability of _____________________about the borrower.

  • A) Limited published information
  • B) All of the given options
  • C) Asymmetric information
  • D) Non documentation of Economy
AI Explanation
Banks struggle to assess individual asset risk due to a combination of limited published information, asymmetric information, and lack of documentation in the broader economy.
BNK601 Final Term AI Solved
Q34

Which one of the following cannot be considered as signature for the purpose of endorsement?

  • A) Signature by pencil
  • B) All of the given options
  • C) Lithograph signature
  • D) Rubber stamp
AI Explanation
Signatures by pencil, lithography, or rubber stamps are generally all legally acceptable forms of signature for endorsement as long as the intent to authenticate is present, meaning none of them are disqualified.
BNK601 Final Term AI Solved
Q35

The potential risk of loss associated with variability in a bank’s net interest income is called _______________.

  • A) Equity and security price risk
  • B) None of the given options
  • C) Foreign Exchange rate risk
  • D) Interest rate risk
AI Explanation
Interest rate risk is the potential risk of loss arising from the adverse movements of interest rates affecting a bank's net interest income and overall financial condition. Variability in net interest income is a direct consequence of mismatched asset and liability maturities and rates.
BNK601 Final Term AI Solved
Q36

Which one of the following risks is specific to bank’s risks?

  • A) Liquidity Risk
  • B) Operational risk
  • C) Market risk
  • D) Credit risk
AI Explanation
While liquidity, operational, and market risks apply to many types of financial and non-financial institutions, credit risk—the risk of default or failure of borrowers to meet their obligations—is fundamentally central and specific to the core intermediation and lending activities of commercial banks.
BNK601 Final Term AI Solved
Q37

An agent can be personally liable if he does the following acts EXCEPT:

  • A) If he executes an instrument without his authority
  • B) If he indorse an instrument with authority but in excess of his authority
  • C) If he does not indicate that he is an agent
  • D) If he does not disclose the name of his principal
AI Explanation
Wait, let's look closely at agency law and negotiable instruments. An agent is personally liable when acting without authority, not indicating agency, or not disclosing the principal. Endorsing an instrument with actual authority (even if exceeding it? No, exceeding authority usually creates liability, but let's check standard banking/law quiz options). Let's re-verify agency liability: executing without authority, acting in excess of authority (Wait, option B says 'with authority but in excess' which is a contradiction, or maybe 'without' vs 'with'). Let's re-read standard multiple choice for BNK601: Agent liability excludes acting strictly within authority.
BNK601 Final Term AI Solved
Q38

Banks’s depositors are the creditors of the bank. They can demand their deposited money from the bank any time. If a bank fails to pay a customer his deposited money on demand the bank is facing ___________________ risk.

  • A) Liquidity Risk
  • B) Operational risk
  • C) Market risk
  • D) Credit risk
AI Explanation
Liquidity risk is the risk that a bank will be unable to meet its financial obligations, such as depositors demanding their money back on demand, due to an inability to liquidate assets or obtain funding.
BNK601 Final Term AI Solved
Q39

If the endorser signs his name only it is called ____________________________.

  • A) Blank endorsement
  • B) Restrictive endorsement
  • C) Special endorsement
  • D) Partial endorsement
AI Explanation
A blank endorsement specifies no particular endorsee and typically consists of just the endorser's signature, making the instrument payable to bearer.
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