All of the following factors help to control the external environment EXCEPT:

• A) Make positive assertions
• B) Your gestures projects self assurance
• C) Avoid broad experience
• D) Performance is the indicator of potentials

Enjoy what you have, don’t spoil your life by craving for what you don’t have depict your:

• A) Disposition
• B) Mood
• C) Expression
• D) Feeling

The difference between your assets and ___________ is called net worth.

• A) Liquid assets
• B) Index
• C) Cost averaging
• D) Liabilities

Five principles of psychological functioning recommended by which popular psychologist?

• A) Richard Carlson
• B) Freud
• C) Albert Bandura
• D) Abraham Maslow

All of the following are the spheres of life and happiness EXCEPT:

• A) Emotional superficial states
• B) Work and career
• C) Spiritual life or belief system
• D) Financial health

All of the following are the rational steps for the development of a personal budget EXCEPT:

• A) Carrying out the budget
• B) Establishing goals
• C) Getting the budget approved
• D) Evaluating the budget

Two key elements of a personal financial plan are __________ and budget.

• A) Funds
• B) Capital
• C) Financial goals
• D) Mission statement

Happiness is a state of:

• A) All of the given options
• B) Joy
• C) Pleasure, goodness
• D) Satisfaction

A special code of behavior required in work settings called:

• A) Business etiquette
• B) Conventional behavior
• C) Ethics
• D) Rules and regulation

A gross deficiency in any one sphere detracts from:

• A) Happiness
• B) Satisfaction
• C) Agreement
• D) Direction

The most important investment vehicles are:

• A) Index funds
• B) Stock mutual funds
• C) Treasury Securities
• D) Common stock

Ahmad must consider the following steps while establishing goals for budgeting process EXCEPT:

• A) Short-term and long-term frame
• B) Goal setting process
• C) Decide on your needs and wants
• D) Ignore the time frame for your budget

The government offers different types of secure investments to the public including:

• A) Defense savings certificates
• B) Treasury notes
• C) Treasury bills and treasury bonds
• D) All of the given options

Major investment decision is how to allocate investments among interest-bearing accounts which includes:

• A) Cash
• B) Stocks
• C) All of the given options
• D) Bonds

A key factor contributing to a first positive impression is:

• A) Going beyond job description
• B) Projecting a sense of control
• C) Displaying a professional code of ethics
• D) Taking sensible risks

To experience happiness and satisfaction, an individual should live in:

• A) Present moment
• B) Luxuries
• C) Lavishness
• D) Facilities

“Kaizen approach” improves daily processes of the organization; it includes all of the followings EXCEPT:

• A) Anticipating opportunities
• B) Eliminating overly hard work
• C) Increasing productivity
• D) Humanizing the workplace

Business manners and etiquettes include:

• A) All of the given options
• B) Practice good table manners, names should be remembered
• C) Males and females should receive equal treatment
• D) Be polite to people, write polite letters

“Human relationships are based mainly on self-interest”. Identify the theory.

• A) Need
• B) Balance
• C) Trait
• D) Social exchange

Which of the following is a golden rule that is a true contributor to happiness?

• A) Trust of others
• B) Helpful
• C) All of the given options
• D) Be fair